body {
	background-color: #A4A4A4;
	background-image: url(../images/bg-body.gif);
	background-repeat: repeat;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #464646;
	text-decoration: none;
	padding:17px;
	margin:0;
}
a, a:visited {
	color: #960020;
	/*font-weight:bold;*/
	text-decoration: underline;
}
a:hover {
	color: #960020;
	text-decoration:none;
}
p {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #464646;
	text-decoration: none;
	padding:0;
	margin:0;
	padding-bottom:6px;
	padding-top:6px;

}
h1 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #7C001B;
	text-decoration: none;
	font-weight:bold;
	padding:0;
	margin:0;
	padding-bottom:14px;
	padding-top:6px;
	line-height:12px;
}
h3 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #464646;
	text-decoration: none;
	padding:0;
	margin:0;
	padding-bottom:6px;
	padding-top:20px;
	font-weight:bold;
}
td {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #464646;
	}
form {
	padding:0;
	margin:0;
}



#container {
	position: relative;
	margin:auto;
	padding:8px;
	width: 732px;
	/*min-height: 550px;*/
	background-color: #8C8C8C;
}
#main {
	position: relative;
	margin:0;
	padding:2px;
	width: 728px;
	/*min-height: 550px;*/
	background-color: #FFFFFF;
}
#header, #headerabout, #headerapply, #headercontact, #headerdirectors, #headerdisclaimer, #headerdisclosure, #headerdividends, #headerendorsement, #headerhistory, #headerhome, #headerproducts, #headerriskmgmt, #headerthankyou {
	padding:0;
	margin:0;
	height:148px;
	width:728px;
	display:block;
	float:left;
	background-color: #7C001B;
	border-bottom:1px solid #383838;
	background-image: url(../images/bg-header.gif);
	background-repeat: no-repeat;
	background-position: right top;
}

#headerabout {
	background-image: url(../images/bg-header-about.gif);
}
#headerapply {
	background-image: url(../images/bg-header-apply.gif);
}
#headercontact {
	background-image: url(../images/bg-header-contact.gif);
}
#headerdirectors {
	background-image: url(../images/bg-header-directors.gif);
}
#headerdisclaimer {
	background-image: url(../images/bg-header-disclaimer.gif);
}
#headerdisclosure {
	background-image: url(../images/bg-header-disclosure.gif);
}
#headerdividends {
	background-image: url(../images/bg-header-dividends.gif);
}
#headerendorsement {
	background-image: url(../images/bg-header-endorsement.gif);
}
#headerhistory {
	background-image: url(../images/bg-header-history.gif);
}
#headerhome {
	background-image: url(../images/bg-header-home.gif);
}
#headerproducts {
	background-image: url(../images/bg-header-products.gif);
}
#headerriskmgmt {
	background-image: url(../images/bg-header-riskmgmt.gif);
}
#headerthankyou {
	background-image: url(../images/bg-header-thankyou.gif);
}
#navigation {
	padding:0;
	margin:0;
	/*margin-top:2px;*/
	margin-bottom:2px;
	height:38px;
	width:728px;
	display:block;
	float:left;
	border-top:1px solid #B2B2B2;
	background-color: #383838;
	line-height:38px;
	text-align:center;
	text-transform:uppercase;
	background-image: url(../images/bg-navigation.gif);
}
#navigation ul
{
margin:0;
padding:0;
white-space: nowrap;
}

#navigation li
{
display: inline;
list-style-type: none;
}

#navigation a { 
	display:block;
	float:left;
	height:37px;
	/*width:146px;*/
	width:122px;
	text-align:center;
	line-height:37px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight:bold;
}

#navigation a:link, #navigation a:visited
{
	color: #fff;
	text-decoration: none;
	background-image: url(../images/bg-button.gif);
	background-repeat: no-repeat;
}

#navigation a:hover
{
	color: #fff;
	text-decoration: none;
	background-image: url(../images/bg-button-over.gif);
	background-repeat: no-repeat;
}
#navigation a.last { 
	/*width:144px;*/
	width:118px;
}


#subnavigation {
	padding:0;
	margin:0;
	/*margin-top:2px;*/
	margin-bottom:2px;
	height:33px;
	width:728px;
	display:block;
	float:left;
	background-color: #EAEAEA;
	color:#383838;
	line-height:38px;
	text-align:center;
}
#subnavigation ul
{
margin:0;
padding:0;
white-space: nowrap;
}

#subnavigation li
{
	display: inline;
	list-style-type: none;
	display:block;
	float:left;
	height:33px;
	width:182px;
	text-align:center;
	line-height:33px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight:bold;
}

#subnavigation a { 

}

#subnavigation a:link, #subnavigation a:visited
{
	color: #7C001B;
	text-decoration: none;
}

#subnavigation a:hover
{
	color: #383838;
	text-decoration: none;
}

#altnavigation {
	padding:0;
	margin:7px 0;
	height:136px;
	width:410px;
	display:block;
	float:right;
}
#altnavigation ul
{
margin:0 0 1px 0;
padding:0;
white-space: nowrap;
}

#altnavigation li
{
list-style-type: none;
clear:both;
}

#altnavigation a { 
	display:block;
	float:left;
	height:34px;
	width:355px;
	line-height:33px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight:bold;
	text-indent:40px;
}

#altnavigation a:link, #altnavigation a:visited
{
	color: #fff;
	text-decoration: none;
	background-image: url(../images/bg-alt-nav.gif);
	background-repeat: no-repeat;
}

#altnavigation a:hover
{
	color: #fff;
	text-decoration: underline;
	background-image: url(../images/bg-alt-nav-over.gif);
	background-repeat: no-repeat;
}






#content {
	display:block;
	float:left;
	margin:0;
	padding:15px;
	width: 698px;
	/*min-height: 550px;*/
	background-color: #EAEAEA;
}
#contentalt {
	display:block;
	float:left;
	margin:0;
	padding:15px;
	width: 698px;
	/*min-height: 550px;*/
	background-color: #FFFFFF;
	background-image: url(../images/bg-content-alt.gif);
	background-repeat: repeat-x;
}
#contact {
	display: block;
	float: right;
	width: 300px;
}
#contact input, #contact textarea, #contact select {	
	width: 225px;
}
#search {
	display: block;
	float: right;
	width: 200px;
	padding-left:15px;
}



#box {
	padding:0;
	margin:0;
	width:728px;
	display:block;
	float:left;
	background-color: #FFFFFF;
	background-image: url(../images/bg-box-top.gif);
	background-repeat: repeat-x;
}
#boxalt {
	padding:0;
	margin:0;
	height:70px;
	width:728px;
	display:block;
	float:left;
	background-image: url(../images/bg-box-alt.gif);
	background-repeat: no-repeat;
}
#box img {
	border:2px solid #BCBCBC;
}
#box p {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight:bold;
}
#box ul {
	margin:0;
	padding:0;
}
#box li {
	display:block;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight:bold;
	padding:5px 0 10px 0;
	background-image: url(../images/icon-checkmark.gif);
	list-style-type: none;
	background-repeat: no-repeat;
	background-position: left 5px;
	line-height: 15px;
	list-style-position: outside;
}
#boxmid {
	padding:0;
	margin:0;
	min-height:194px;
	width:728px;
	display:block;
	float:left;
	background-image: url(../images/bg-box-mid.gif);
	background-repeat: no-repeat;
	background-position: left bottom;
}
#boxmidone {
	width:168px;
	display:block;
	float:left;
	border-right:1px solid #FFFFFF;
	text-align:center;
	padding:12px 0 84px 0;
}
#boxmidtwo {
	padding:20px 26px 10px 26px;
	width:289px;
	display:block;
	float:left;
	border-right:1px solid #FFFFFF;
}
#boxmidthree {
	padding:22px 26px 22px 26px;
	width:165px;
	display:block;
	float:right;
}
#boxbottom {
	padding:15px;
	margin:0;
	height:40px;
	width:698px;
	display:block;
	float:left;
	background-image: url(../images/bg-box-bottom-main.gif);
	background-repeat: no-repeat;
	background-position: left top;
	background-color: #383838;
	text-align:right;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #FFFFFF;
	
}


#footer {
	position: relative;
	margin:auto;
	padding:15px 0 15px 0;
	width: 748px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #464646;
	text-decoration: none;
	text-align:center;
	line-height:17px;
}
#footer a, #footer a:visited {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #464646;
	text-decoration: none;
	font-weight:normal;
}
#footer a:hover {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #464646;
	text-decoration: underline;
	font-weight:normal;
}
.clear {
	clear:both;
}
.blockleft {
	display:block;
	float:left;
}
.checklist {
	margin-left:25px;
}
#listcolleft, #listcolright {
	display:block;
	float:left;
	padding:0 40px 0 10px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #7C001B;
	font-weight:bold;
}
#listcolleft li, #listcolright li, #contentalt li {
	padding:0 0 10px 0;
}
#listcolleft ul, #listcolright ul {
	padding-top:0;
}

#printlogo {
	display:none;
}
#printlink {
	display:block;
}
#maintable, #maintable p {
	font-size:11px;
}


#memsdbr p, td.smalltext {
font-size:11px;
}